
        :root {
            --primary-dark: #0d3b3b;
            --primary-teal: #145a5a;
            --accent-lime: #c8ff00;
            --accent-teal: #00d9b5;
            --light-bg: #f8fafb;
            --white: #ffffff;
            --text-dark: #1a1a1a;
            --text-muted: #6b7280;
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
             font-family: 'Poppins', serif;
            overflow-x: hidden;
            color: var(--text-dark);
            background: var(--white);
            overflow-x: hidden;
        }


         /* Loader full screen overlay */
    #loader {
      position: fixed;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      background: #fff;
      display: flex;
      align-items: center;
      justify-content: center;
      z-index: 9999;
    }

    /* Make the GIF responsive */
    #loader img { 
      object-fit: contain;
    }

  /* Navbar */
    .navbar {
      background-color: var(--primary-dark);
      padding: 0.8rem 0;
      position: sticky;
      top: 0;
      z-index: 1000;
      box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    }

    .navbar-brand img {
      max-width: 150px;
      height: auto;
    }

    .navbar-nav .nav-link {
      color: rgba(255, 255, 255, 0.9) !important;
      margin: 0 0.8rem;
      font-weight: 500;
      transition: all 0.3s ease;
      padding: 0.5rem 0.8rem;
    }

    .navbar-nav .nav-link:hover {
      color: var(--accent-lime) !important;
    }

    .btn-quote {
      background-color: var(--accent-lime);
      color: var(--primary-dark);
      padding: 0.7rem 1.8rem;
      border-radius: 50px;
      font-weight: 700;
      border: none;
      transition: all 0.3s ease;
      cursor: pointer;
      font-size: 0.95rem;
    }

    .btn-quote:hover {
      transform: translateY(-2px);
      box-shadow: 0 8px 25px rgba(200, 255, 0, 0.4);
    }

    .dropdown-menu {
      background: var(--white);
      border: none;
      box-shadow: 0 10px 40px rgba(0, 0, 0, 0.15);
      border-radius: 15px;
      padding: 0.5rem 0;
      margin-top: 0.5rem !important;
      animation: fadeDown 0.3s ease;
    }

    @keyframes fadeDown {
      from {
        opacity: 0;
        transform: translateY(-10px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    .dropdown-item {
      padding: 0.8rem 1.5rem;
      transition: all 0.3s ease;
      font-weight: 500;
      color: var(--text-dark);
      display: flex;
      align-items: center;
      gap: 0.8rem;
    }

    .dropdown-item i {
      color: var(--accent-teal);
      font-size: 1.1rem;
    }

    .dropdown-item:hover {
      background-color: var(--accent-lime);
      color: var(--primary-dark);
      padding-left: 2rem;
    }

    .dropdown-item:hover i {
      color: var(--primary-dark);
    }

    /* Hero Section */
    .hero-section {
      /* background: var(--primary-dark); */
      color: var(--white);
      min-height: 85vh;
      position: relative;
      display: flex;
      /* align-items: center; */
      padding: 7rem 0 3rem;
      overflow: hidden;
    }

    .hero-section::before {
      content: "";
      position: absolute;
      bottom: 0;
      left: 0;
      right: 0;
      height: 100%;
      background: url("../img/header.jpg") no-repeat bottom center;
      background-size: cover;
      z-index: 0;
    }

    .hero-section .container {
      position: relative;
      z-index: 1;
    }

    .hero-title {
      font-size: clamp(2rem, 5vw, 3.5rem);
      font-weight: 500;
      line-height: 1.2;
      color: var(--white);
      margin-bottom: 1.5rem;
    }

    .hero-title .underline {
      position: relative;
      display: inline-block;
      white-space: nowrap;
    }

    .hero-title .underline::after {
      content: "";
      position: absolute;
      left: 0;
      right: 0;
      bottom: -5px;
      height: 15px;
      background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 500 20'%3E%3Cpath d='M5,15 Q125,5 250,12 T495,15' stroke='%23c8ff00' stroke-width='8' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat center;
      background-size: 100% 100%;
      z-index: -1;
    }

    .hero-subtitle {
      font-size: clamp(1rem, 2vw, 1.15rem);
      color: rgba(255, 255, 255, 0.85);
      margin: 1.5rem auto 3rem;
      line-height: 1.7;
      max-width: 700px;
    }

    .service-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 1rem;
      max-width: 500px;
      margin: 0 auto;
    }

    .service-btn {
      background: var(--white);
      color: var(--text-dark);
      padding: 1.2rem 1rem;
      border-radius: 12px;
      border: none;
      font-weight: 600;
      font-size: clamp(0.9rem, 2vw, 1rem);
      cursor: pointer;
      transition: all 0.3s ease;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 0.7rem;
    }

    .service-btn i {
      font-size: 1.3rem;
      color: var(--accent-teal);
    }

    .service-btn:hover {
      transform: translateY(-5px);
      box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
      background: var(--accent-lime);
    }

    .decorative-squiggle {
      position: absolute;
      color: var(--accent-lime);
      font-size: 3rem;
      animation: float 3s ease-in-out infinite;
      z-index: 1;
      opacity: 0.6;
    }

    @keyframes float {
      0%, 100% {
        transform: translateY(0) rotate(0deg);
      }
      50% {
        transform: translateY(-10px) rotate(10deg);
      }
    }

    /* Mobile Responsiveness */
    @media (max-width: 991px) {
      .navbar-nav {
        padding: 1rem 0;
      }

      .navbar-nav .nav-link {
        margin: 0.3rem 0;
      }

      .btn-quote {
        margin-top: 1rem;
        width: 100%;
      }

      .dropdown-menu {
        width: 100%;
        margin-top: 0.5rem !important;
      }
    }

    @media (max-width: 768px) {
      .hero-section {
            min-height: 75vh;
        /* padding: 3rem 0 2rem; */
      }
    .hero-section::before{
        background: url(../img/header-bg.jpg);
    background-size:auto ;
      }
      

      .hero-title br {
        display: none;
      }

      .hero-title .underline::after {
        height: 10px;
        bottom: -3px;
      }

      .hero-subtitle {
        font-size: 1rem;
        margin: 1rem auto 2rem;
      }

      .service-grid {
        gap: 0.8rem;
        max-width: 100%;
      }

      .service-btn {
        padding: 1rem 0.8rem;
        font-size: 0.9rem;
      }

      .service-btn i {
        font-size: 1.1rem;
      }

      .decorative-squiggle {
        display: none;
      }

      .navbar-brand img {
        max-width: 120px;
      }
    }

    @media (max-width: 480px) {
      .hero-title {
        font-size: 1.75rem;
      }

      .service-grid {
        /* grid-template-columns: 1fr; */
        /* max-width: 300px; */
      }

      .service-btn {
        padding: 1rem;
      }
    }


        /* Scroll to Top Button */
        .scroll-to-top {
            position: fixed;
            bottom: 30px;
            right: 30px;
            width: 50px;
            height: 50px;
            background: var(--accent-lime);
            color: var(--primary-dark);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            cursor: pointer;
            opacity: 0;
            visibility: hidden;
            transition: all 0.3s ease;
            box-shadow: 0 5px 20px rgba(200, 255, 0, 0.4);
            z-index: 999;
            border: none;
        }

        .scroll-to-top.show {
            opacity: 1;
            visibility: visible;
        }

        .scroll-to-top:hover {
            transform: translateY(-5px);
            box-shadow: 0 10px 30px rgba(200, 255, 0, 0.6);
            background: var(--accent-teal);
            color: var(--white);
        }

        .scroll-to-top i {
            animation: bounce 2s infinite;
        }

        @keyframes bounce {
            0%, 20%, 50%, 80%, 100% {
                transform: translateY(0);
            }
            40% {
                transform: translateY(-10px);
            }
            60% {
                transform: translateY(-5px);
            }
        }
  

        /* Why Section */
        .why-section {
                overflow-x: hidden;

            padding: 100px 0;
            background: var(--white);
        }

        .section-title {
            font-size: 37px;
            font-weight: 700;
            text-align: center;
            margin-bottom: 1rem;
            color: #082521
        }

        .section-subtitle {
            text-align: center;
            font-size: 1.1rem;
            color: var(--text-muted);
            margin-bottom: 4rem;
            max-width: 700px;
            margin-left: auto;
            margin-right: auto;
        }

        .feature-card {
            text-align: center;
            padding: 3rem 2rem;
            height: 100%;
        }

        .feature-icon {
            width: 80px;
            height: 80px;
            background: var(--light-bg);
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
            font-size: 2rem;
            color: var(--accent-teal);
        }

        .feature-title {
            font-size: 1.3rem;
            font-weight: 700;
            margin-bottom: 1rem;
            color: var(--text-dark);
        }

        .feature-desc {
            color: var(--text-muted);
            line-height: 1.7;
        }

        .cta-button {
            display: inline-block;
            background: var(--accent-lime);
            color: var(--primary-dark);
            padding: 1rem 2.5rem;
            border-radius: 50px;
            font-weight: 700;
            border: none;
            cursor: pointer;
            transition: all 0.3s;
            font-size: 1rem;
        }

        .cta-button:hover {
            transform: translateY(-3px);
            box-shadow: 0 10px 30px rgba(200, 255, 0, 0.4);
        }

        /* Home Section */
        .home-section {
            overflow-x: hidden;
            padding: 100px 0;
            background:#efede8;
        }

        .home-content {
            display: flex;
            align-items: center;
            gap: 4rem;
        }

        .home-text h2 {
            font-size: 2.5rem;
            font-weight: 900;
            margin-bottom: 1.5rem;
            color: var(--text-dark);
        }

        .home-text p {
            font-size: 1.1rem;
            color: var(--text-muted);
            margin-bottom: 2rem;
            line-height: 1.7;
        }

        .home-visual {
            background: var(--white);
            border-radius: 20px;
            padding: 3rem;
            text-align: center;
            box-shadow: 0 10px 40px rgba(0,0,0,0.08);
            position: relative;
        }

        .home-icon {
            font-size: 5rem;
            color: var(--accent-teal);
            margin-bottom: 1.5rem;
        }

        .price-tag {
            background: var(--light-bg);
            padding: 1.5rem 2rem;
            border-radius: 15px;
            display: inline-block;
        }

        .price-tag h3 {
            font-size: 2.5rem;
            font-weight: 900;
            margin: 0;
            color: var(--text-dark);
        }

        .price-tag p {
            margin: 0;
            color: var(--text-muted);
        }

        .decorative-arc {
            position: absolute;
            top: -30px;
            right: -20px;
            width: 100px;
            height: 100px;
            border: 3px solid var(--accent-teal);
            border-radius: 50%;
            border-right: none;
            border-bottom: none;
        }

        /* Carriers Slider Section */
        .carriers-section {
            padding: 80px 0;
            background: var(--white);
            overflow: hidden;
        }

        .carriers-slider {
            display: flex;
            animation: slide 30s linear infinite;
            gap: 3rem;
        }

        .carrier-item {
            min-width: 180px;
            padding: 1.5rem;
            background: var(--light-bg);
            border-radius: 15px;
            text-align: center;
            display: flex;
            align-items: center;
            justify-content: center;
            height: 100px;
        }

        .carrier-item img {
            max-width: 140px;
            max-height: 60px;
            object-fit: contain;
        }

        @keyframes slide {
            0% { transform: translateX(0); }
            100% { transform: translateX(-50%); }
        }

        /* How It Works Section */
        .how-section {
            padding: 100px 0;
            background: var(--primary-dark);
            color: var(--white);
        }

        .how-section .section-title {
            color: var(--white);
        }

        .how-section .section-subtitle {
            color: rgba(255,255,255,0.85);
        }

        .how-visual {
            background: var(--white);
            padding: 2rem;
            border-radius: 20px;
            margin-bottom: 3rem;
        }

        .quote-comparison {
            background: var(--white);
            padding: 1.5rem;
            border-radius: 15px;
            margin-bottom: 1rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
            color: var(--text-dark);
            border: 3px solid transparent;
            transition: all 0.3s;
        }

        .quote-comparison:hover {
            border-color: var(--accent-lime);
            transform: translateX(10px);
        }

        .quote-comparison.highlighted {
            border-color: var(--accent-lime);
            background: #fffef0;
        }

        .carrier-logo {
            width: 120px;
            height: 40px;
            /* background: var(--light-bg); */
            border-radius: 8px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            color: var(--primary-dark);
        }

        .quote-price {
            font-size: 2rem;
            font-weight: 900;
            color: var(--text-dark);
        }

        .savings-badge {
            background: var(--accent-teal);
            color: var(--white);
            padding: 0.5rem 1rem;
            border-radius: 8px;
            font-weight: 600;
            font-size: 0.9rem;
        }

        .step-cards {
            margin-top: 4rem;
        }

        .step-card {
            background: rgba(255,255,255,0.08);
                height: -webkit-fill-available;
            padding: 2.5rem 2rem;
            border-radius: 20px;
            margin-bottom: 2rem;
            border: 2px solid rgba(255,255,255,0.1);
        }

        .step-card h3 {
            font-size: 1.5rem;
            font-weight: 800;
            margin-bottom: 1rem;
            display: flex;
            align-items: center;
            gap: 1rem;
        }

        .step-number {
            width: 50px;
            height: 50px;
            background: var(--accent-lime);
            color: var(--primary-dark);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            font-weight: 900;
            flex-shrink: 0;
        }

        /* FAQ Section */
        .faq-section {
            padding: 100px 0;
            background: var(--light-bg);
        }

        .faq-header-icon {
            display: flex;
            justify-content: center;
            margin-bottom: 1rem;
        }

        .faq-icon-lines {
            color: var(--accent-teal);
            font-size: 2rem;
            margin-top: -1rem;
        }

        .faq-container {
            max-width: 900px;
            margin: 0 auto;
        }

        .faq-item {
            background: var(--white);
            margin-bottom: 1rem;
            border-radius: 15px;
            overflow: hidden;
            border: 2px solid transparent;
            transition: all 0.3s;
        }

        .faq-item:hover {
            border-color: var(--accent-teal);
        }

        .faq-question {
            padding: 1.5rem 2rem;
            font-weight: 700;
            font-size: 1.1rem;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            color: var(--text-dark);
            user-select: none;
        }

        .faq-question i {
            color: var(--accent-teal);
            transition: transform 0.3s;
        }

        .faq-question.active i {
            transform: rotate(180deg);
        }

        .faq-answer {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease;
        }

        .faq-answer-content {
            padding: 0 2rem 1.5rem 2rem;
            color: var(--text-muted);
            line-height: 1.7;
        }
/* Footer */
.footer {
  background: var(--primary-dark);
  color: var(--white);
  padding: 80px 0 30px;
}

.footer h5 {
  color: var(--accent-lime);
  margin-bottom: 1.5rem;
  font-weight: 800;
}

.footer a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  display: block;
  margin-bottom: 0.8rem;
  transition: all 0.3s;
  cursor:pointer;
}

.footer a:hover {
  color: var(--accent-lime);
  padding-left: 10px;
}

.social-icons a {
  display: inline-block;
  width: 45px;
  height: 45px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  text-align: center;
  line-height: 45px;
  margin-right: 1rem;
  color: var(--white);
  transition: all 0.3s;
}

.social-icons a:hover {
  background: var(--accent-lime);
  color: var(--primary-dark);
  transform: translateY(-5px);
}

.footer-bottom {
  margin-top: 3rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.6);
}

.footer-bottom .footer-links a {
  color: rgba(255, 255, 255, 0.7);
  
  display: inline-block;
  margin: 0 8px;
  transition: all 0.3s;
}

.footer-bottom .footer-links a:hover {
  color: var(--accent-lime);
}


        /* Modal Styles */
        .modal-content {
            border-radius: 25px;
            border: none;
        }

        .modal-header {
            background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-teal) 100%);
            color: var(--white);
            padding: 2rem;
            border: none;
        }

        .modal-title {
            font-weight: 800;
            font-size: 1.5rem;
        }

        .modal-body {
            padding: 3rem;
        }

        .progress {
            height: 10px;
            margin-bottom: 3rem;
            border-radius: 10px;
            background: #e9ecef;
        }

        .progress-bar {
            background: linear-gradient(90deg, var(--accent-lime) 0%, var(--accent-teal) 100%);
            border-radius: 10px;
            transition: width 0.4s ease;
        }

        .form-step {
            display: none;
        }

        .form-step.active {
            display: block;
            animation: fadeIn 0.4s ease;
        }

        @keyframes fadeIn {
            from { opacity: 0; transform: translateY(10px); }
            to { opacity: 1; transform: translateY(0); }
        }

        .form-label {
            font-weight: 600;
            color: var(--primary-dark);
            margin-bottom: 0.8rem;
        }

        .form-control {
            padding: 0.9rem 1.2rem;
            font-size: 1.05rem;
            border: 2px solid #e9ecef;
            border-radius: 12px;
            transition: all 0.3s;
        }

        .form-control:focus {
            border-color: var(--accent-lime);
            box-shadow: 0 0 0 4px rgba(200, 255, 0, 0.1);
            outline: none;
        }

        .insurance-type-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 1rem;
        }

        .insurance-type-card {
            padding: 2rem 1.5rem;
            background: var(--light-bg);
            border-radius: 15px;
            text-align: center;
            cursor: pointer;
            border: 3px solid transparent;
            transition: all 0.3s;
        }

        .insurance-type-card:hover {
            border-color: var(--accent-lime);
            transform: translateY(-5px);
        }

        .insurance-type-card.selected {
            border-color: var(--accent-lime);
            background: #fffef0;
        }

        .insurance-type-card i {
            font-size: 2.5rem;
            color: var(--accent-teal);
            margin-bottom: 1rem;
        }

        .insurance-type-card h5 {
            font-weight: 700;
            margin: 0;
        }

        .disclaimer-box {
            background: #fff3cd;
            border: 2px solid #ffc107;
            border-radius: 15px;
            padding: 1.5rem;
            margin-top: 2rem;
        }

        .disclaimer-box h6 {
            color: #856404;
            font-weight: 700;
            margin-bottom: 0.8rem;
        }

        .disclaimer-box p {
            color: #856404;
            font-size: 0.9rem;
            line-height: 1.6;
            margin: 0;
        }

        .modal-footer {
            padding: 2rem 3rem;
            border: none;
        }

        .btn-modal {
            padding: 0.9rem 2rem;
            border-radius: 12px;
            font-weight: 700;
            border: none;
            cursor: pointer;
            transition: all 0.3s;
        }

        .btn-secondary {
            background: #6c757d;
            color: var(--white);
        }

        .btn-primary {
            background: var(--primary-dark);
            color: var(--white);
        }

        .btn-success {
            background: var(--accent-lime);
            color: var(--primary-dark);
        }

        .btn-modal:hover {
            transform: translateY(-2px);
            box-shadow: 0 5px 15px rgba(0,0,0,0.2);
        }

        /* Responsive */
        @media (max-width: 991px) {
            .hero-title {
                font-size: 2.5rem;
            }
            
            .service-grid {
                max-width: 100%;
            }

            .home-content {
                flex-direction: column;
            }
        }

        @media (max-width: 768px) {
            .hero-section {
                align-items: center;
                padding: 4rem 0 4rem;
            }
            /* .hero-title {
                font-size: 2rem;
                margin-bottom: 1rem;
             } */
            .section-title {
                font-size: 2rem;
            }

            .carriers-slider {
                gap: 1.5rem;
            }

            .carrier-item {
                min-width: 150px;
            }

            .insurance-type-grid {
                grid-template-columns: 1fr;
            }

            .modal-body {
                padding: 2rem 1.5rem;
            }

                   .quote-comparison { 
            display: block; 
        }

        }
    @media (max-width: 376px) {
          .hero-title {
                font-size: 2rem;
                margin-bottom: 1rem;
             }
    }